Errors & Omissions (E&O) Insurance protects a notary if a mistake is made during a notarization that causes financial harm to someone.
While Florida requires a notary bond, the bond protects the public — not you.
E&O insurance protects you.
What Does E&O Insurance Cover?
It may help cover:
- Unintentional mistakes
- Missed signatures
- Incorrect dates
- Improper notarial wording
- Clerical errors
- Legal defense costs (even if the claim is unfounded)
Even experienced notaries can make simple human errors. E&O insurance provides peace of mind.
Why the Notary Bond Is Not Enough
A Florida notary bond:
- Protects the public
- Pays claims made against you
- But you must repay the bonding company
E&O insurance:
- Protects your personal finances
- Covers legal defense costs
- Helps protect your reputation
Professional Credibility
Many title companies, lenders, and signing services prefer or require notaries to carry E&O coverage. Having insurance can:
- Increase job opportunities
- Show professionalism
- Build client trust
Affordable Protection
E&O insurance is typically inexpensive compared to the potential cost of defending a claim or lawsuit.
